Look beyond the Bank...
We Offer
- Fast Closings
- No hidden fees or upfront costs
The Advantages Of Using DFG
- As a Mortgage Broker, we offer same or better pricing than going direct to a bank.
- We offer many programs from a variety of sources - Banks can only offer you their LIMITED programs.
Programs Custom Fit to Your Needs
Specialized Niches
- Self-Employed Borrowers – Alternative documentation program – NO tax returns to qualify
- Your Portfolio Accounts can be used for Income Qualifying
- Pay off Debt to Qualify
- Blended Ratios Allowed - Relatives can help in Qualifying for a Loan
- Purchase/Refi property for Elderly Parents as Owner Occupied
Jumbo Loans
- Fixed rate to $2 million
- ARMs to $5 million / Interest Only and 40 year Amortization
Investment Properties
- No Maximum number of Financed Properties
- Business Entity loans
- Qualify with NEW Rental Income on Non-Owner Purchase
- Flipped Properties OK
- Delayed Purchase for Non-Owner Occupied and 1-4 Units
Owner Occupied Exceptions
- Non-permitted Additions allowed
- Delayed Purchase for Owner/Occupied and 2nd Homes
Credit History
- Short Sale over 2 years okay up to 80% LTV
- Short Sales LESS than 2 years okay - Exceptions apply